Motor insurance
Motor insurance is an insurance policy that covers the policyholder in case of financial losses – resulting from an accident or other damages – sustained by the insured vehicle. A comprehensive motor insurance policy covers damages to third-party and third-party property along with compensating for own losses as well.
According to Sec 146 of the Motor Vehicles Act, 1988, it is imperative that you purchase motor insurance prior to taking your vehicle out on the roads.
Add on covers, you can avail with car insurance
Zero Depreciation
Zero depreciation or Nil Depreciation or Bumper-to-Bumper Cover is a car insurance add-on. At the time of claims, this add-on puts the liability of paying for depreciated parts of your car on the insurance company, instead of you.
Engine Protect Cover
Your car’s engine is not covered by a comprehensive car insurance policy. The engine protect cover passes on the liability of paying for the damages to your engine on your insurance company.xt Here
Consumables Cover
There are certain consumable parts or substances used in the repairs of any car. To name a few - nuts, bolts, pipes, engine oil, grease to AC gas, coolant and ball-bearings etc. Its not cover in normal insurance.
Consumables Cover
There are certain consumable parts or substances used in the repairs of any car. To name a few - nuts, bolts, pipes, engine oil, grease to AC gas, coolant and ball-bearings etc. Its not cover in normal insurance.
NCB Protect Cover
Your flawless, claimless driving fetches you a discount called no-claim bonus (NCB) on your car insurance premium year on year. NCB Protect Cover helps you preserve this discount even when you made a claim.
Few more ....
Few more add on options you can avail by paying extra premium to your insurance like key loss cover, Personal accident for passengers, Personal baggage cover etc.